About Us

Wealthmont Ltd is registered in England and Wales under company number 15859386. ​​

Wealthmont Ltd is an Appointed Representative of Hoskin Financial Planning Ltd which is authorised and regulated by the Financial Conduct Authority No. 613005. You can verify our registration by visiting the FCA website.

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Our Role

We provide a comprehensive "whole of market" independent mortgage advisory service. Our advice and recommendations will be tailored to your specific circumstances and goals, which you will discuss with us. We will document our recommendations in writing, detailing the options we believe best suit your needs. If our research identifies a mortgage product from a lender that does not work with intermediaries or clubs, we will inform you and provide details about the product, though you will need to apply directly to the lender. The specifics of the recommended mortgage products and our service fees will be outlined in the Key Facts Initial Disclosure Document.

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Our primary mode of service is telephone-based advisory. For complex mortgage situations, we may suggest a face-to-face meeting to better understand your needs and verify your identity. Appointments can be arranged at our offices in [Your City] by request.

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Our website, www.wealthmont.co, allows you to research financial products online. Please note that content on our website should not be interpreted as advice or a recommendation. By using our mortgage advisory services, you agree to our terms of business.

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Instructions

Either party may terminate our authority to act on your behalf at any time without penalty. Termination must be communicated in writing and will be effective upon receipt.

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Termination does not affect any transactions already in progress, which will continue under these terms unless otherwise agreed. You remain responsible for any transactions completed before termination and any outstanding fees.

If we are unable to assist with your mortgage needs, we reserve the right to refer you to an external mortgage advisor. We will only refer you to an FCA-regulated firm and will seek your confirmation before passing on your details.

 

Mode of Communication

We will communicate with you through the most convenient methods, including telephone, email, and other electronic means. We may occasionally contact you about additional products or services that may interest you, unless you opt out.

 

Data Protection

Your privacy is crucial to us.  We will use your information to process your enquiry and provide relevant information. This includes obtaining, recording, holding, and transferring data to associated companies, product providers, the FCA, and other relevant bodies, including debt collection agencies if necessary.

You can request copies of your data held by us, and a fee may apply. We retain records for at least six years, with some documents kept longer.

If you wish to stop us or our affiliates from processing your personal data or contacting you for marketing, please reach out to our Data Protection Officer at hello@wealthmont.co.

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Identity Verification

In compliance with anti-money laundering regulations, we must verify your identity and gather information about the purpose and nature of our business dealings. We may use electronic identity verification systems similar to credit checks, which may be updated periodically throughout our engagement.

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Financial Services Compensation Scheme

Wealthmont Ltd is covered by the FSCS, which may offer compensation if we fail to meet our obligations. Coverage includes:

- Insurance advising and arranging: 90% of the claim amount, with no upper limit.
- Mortgage advising and arranging: 100% of the first £50,000 per person per firm.

For more details, visit the FSCS website.

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Complaints

We are committed to delivering excellent service. If you are dissatisfied with our service, please contact us via email, phone, or post at:

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Complaints Department  
Wealthmont Ltd  
[Your Address]  
[City, Postal Code]  

Email: [Your Complaints Email]  
Phone: [Your Complaints Phone Number]

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We will investigate your concerns and provide a response.

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Client Money

Wealthmont Ltd does not handle client money. We cannot accept cheques made out to us except for settlement of previously invoiced charges, nor handle cash.

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Protection

Although we are regulated by the FCA, please note that not all financial products, such as business mortgages, buy-to-let mortgages, and certain non-regulated accounts, are covered by FCA protection.

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We hold Professional Indemnity Insurance for your protection.

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Accuracy

We strive to ensure that the information provided on our website and communications is accurate and current. However, we do not guarantee its reliability or completeness. Other products not displayed on our website may also be available and potentially more competitive.

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Links to Other Sites

Our website may contain links to external sites. We are not responsible for the content or advice provided by these sites.

 

Applicable Law & Jurisdiction

These terms and conditions, and the use of our website, are governed by English law and are subject to the exclusive jurisdiction of the English courts.